Pensioners - learning materials

Retirement 

Read the Suomi.fi guide Retiring on old-age pension and answer the given questions. 

1. When can you be paid an old-age pension?  

2. At what age can you receive a partial old-age pension at the earliest? 

• a) 55 
• b) 61 
• c) 65 

3. You want to continue working even though you are already on an old-age pension. Will your salary or entrepreneur income affect the amount of pension you receive?  

Pension amount and taxes

4. How is an earnings-related pension earned?  

• a) The payment of income tax; 
• b) The payment of earnings-related pension contributions 
• c) With one’s own paid work 

5. Who pays national pensions? 

• a) Municipalities 
• b) Kela 
• c) TE Office 

6. When can you be paid a disability pension? 

• a) You have performed very heavy physical work 
• b) You are incapacitated and your condition does not improve during rehabilitation 
• c) You have been unemployed for more than five years 

Advanced section 

Search online for  Kela's brochure "Pensions and other pension recipient subsidies" (search words: Kela + pensions + guide) and answer the given questions based on the guide.  

7. What is the most common pension? 

• a) National pension 
• b) Earnings-related pension 
• c) Guarantee pension 

8. Which of the following statements is true? 

Kela pays earnings-related pensions 

• a) The full amount of the national pension is approximately EUR 665 
• b) A spouse's income will reduce a person’s national pension 
• c) You can receive a national pension even if your other pensions are very large 

9. Using e.g. the tyoelake.fiOpens in a new window. website, find out the lowest age of retirement for the following persons 

• a) A welder born in 1953 
• b) A teacher born in 1961 
• c) A judge born in 1983