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Managing your finances

Do you know how much money you spend on housing, food, bills and consumer goods every month? Do you plan your spending at all? If you don't, now is a good time to start.

Planning your finances systematically is important for many reasons. It gives you a peace of mind, makes saving easier, improves your financial skills and builds an overall picture of your financial situation.

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Advice on banking and insurance matters

Banks in EU countries must open a current account for you. Insurance companies may not necessarily grant you insurance. FINE helps if problems arise.

If you are unable to pay your debts

If you cannot pay your debts on time, contact your creditors to agree on payment arrangements with them.

Entitlement to social assistance

Before applying for basic social assistance, you must find out if there are some other benefits or sources of income available to you.