If you make the transition from a wage earner to an entrepreneur, you should also switch from a wage earners’ unemployment fund to the unemployment fund for entrepreneurs.
There will be no interruption to your earnings-related security if you transfer from an unemployment fund for employees to one for self-employed persons within three months after launching your company. You must also join the new fund within one month after leaving the previous fund.
You should not stay as a member of a wage earners’ unemployment fund, as it will not accumulate your daily allowance. Moreover, the previously earned daily allowance entitlement ends when your business activities have lasted for more than 18 months. In other words, you can receive unemployment allowance from an unemployment fund for entrepreneurs if you become unemployed after working as an entrepreneur for less than 18 months, and you do not fulfill the employment condition for entrepreneurs yet. In this case, your unemployment allowance is still based on your income that you received as wages while still being a member of the wage earners’ unemployment fund.
Please note that you will need a statutory pension insurance for entrepreneurs. These include YEL and MYEL. The annual income of your pension insurance should be at least 14 803 (in 2024) euros.