An earnings-related pension earned in Finland is paid to you regardless of the country in which you live or the country in which you are a citizen.
A national pension can be paid to EU or EEA countries, the United Kingdom, Switzerland, Australia, Chile, Israel, Canada and the United States. If you move to a country not included on this list for a period exceeding one year, Kela will discontinue the payment of your national pension.
Submit your pension application to the pension institution in your country of residence,
if you live in an EU or EEA country, the UK or Switzerland. You can apply for an earnings-related and national pension from Finland,
if you live in a country covered by a social security agreement (Australia, Chile, South Korea, India, Israel, Japan, Canada and the United States). You can also apply for an earnings-related pension and, depending on the agreement in question, a national pension.
The pension institution in your country of residence will submit the application to Finland for processing.
Submit your pension application to Finland if you live in another country. You can only apply for an earnings-related pension from Finland.
More information on paying a pension to another country:
A pension can be paid to a Finnish or foreign bank's account.
Select a bank account based on what you use the account for. In some countries, the requirement for a residence permit is that you have a bank account in the country and regular income. Banks may charge service and transfer payments for the transfer of money between banks in different countries. To receive your pension to a foreign bank, notify the pension provider of the IBAN number for your account in a foreign bank as well as the bank's BIC code.
The pension of a person permanently living abroad is usually taxed in the same way as the pension of a person living in Finland. You must also submit a tax return to Finland.
If you live abroad permanently or for long periods, it is possible that you will be liable to pay taxes in the country in which you reside. However, pensions accrued from State, municipal or church salaries are always taxed in Finland.