Personal finances
Find out your income and expenses so you know how much you have at your disposal. You can get advice on planning and managing your finances from the authorities and organisations. Banks offer different ways of saving and investing.
If you have payment difficulties, contact the creditors first and agree on payment arrangements. If you have questions about everyday finances or planning your spending, contact the financial and debt counselling services of legal aid officesOpens in a new window..
When you have a job, remember to keep track of your tax information and make sure that your tax rate is up to date.
Crisis situations in personal finances
If you have temporary payment problems, you should negotiate payment arrangements. For assistance, contact the financial and debt counselling.
Taxation
The employer deducts income tax from your earnings. Pay tax yourself on capital gains. Remember to pay the vehicle tax on your car.
Grants and scholarships
A grant will not be taxed, if its sum falls below the annual amount of the artist grant. The sum for an artist grant will be confirmed yearly.
Last will and testament
You need to draw up a testament if you wish that your property is to be distributed in some other manner than what is specified in the law.