Do you know how much money you spend on housing, food, bills and consumer goods every month? Do you plan your spending at all? If you don't, now is a good time to start.
Planning your finances systematically is important for many reasons. It gives you a peace of mind, makes saving easier, improves your financial skills and builds an overall picture of your financial situation.
You can find help with planning your finances and money matters for example on the following websites:
If you are unable to pay your bill or loan on the due date, negotiate a payment arrangement. You can get help from the Financial and debt counsellingOpens in a new window..
Banks in EU countries must open a current account for you. Insurance companies may not necessarily grant you insurance. FINE helps if problems arise.
If you cannot pay your debts on time, contact your creditors to agree on payment arrangements with them.
Before applying for basic social assistance, you must find out if there are some other benefits or sources of income available to you.