Insurance for entrepreneurs
As an entrepreneur you must usually take out pension insurance for self-employed persons (YEL) or insurance under the Farmers’ Pensions Act (MYEL). They serve to accrue your pension and provide security in case you are unable to work, for example. There are special mandatory insurance arrangements for certain industries. If necessary, you can also obtain additional cover by taking out voluntary insurance for your business.
Note that almost all social security payments are calculated on the basis of your income.
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The self-employed person’s pension insurance
As an entrepreneur you must take out pension insurance for self-employed persons or insurance under the Farmers’ Pensions Act.
There are special mandatory types of insurance for certain industries. They include patient, environmental and motor vehicle insurance.
Voluntary insurance for entrepreneurs
You can supplement your business’s mandatory insurance arrangements with voluntary insurance.