Financial and debt counselling for companies and entrepreneurs
- Nationwide except the Åland Islands
- Public service
Yritys-Suomi Talousapu is a counselling service offering help, advice and guidance to small and medium-sized businesses and entrepreneurs with financial and solvency problems. The service is a low-threshold helpline offering free financial counselling, to prevent unnecessary bankruptcy. Based on the information given by the caller, an expert assesses the actual financial situation of the company or entrepreneur, offers independent advice and instructions on how to proceed and advises on which other services that should be contacted.
The service also offers private entrepreneurs advice and preliminary assessments of profitability in relation to debt adjustment, and, if the conditions are satisfied, guides the entrepreneur forward in the debt adjustment process.
The service offers advice and guidance to businesses considering company reorganisation or winding up the enterprise.
The counsellors are certified experts in company development, finances and business reorganisation (TMC or similar) with a long experience of working with small and medium-sized enterprises. All counsellors are selected by tender.
Do the following
If financial problems arise, call the Talousapu helpline as soon as possible (0295 024 882). Call at the very latest when unpaid bills are starting to pile up and you are forced to leave some of them unpaid due to cashflow problems.
If you are a private entrepreneur considering debt adjustment, start by calling us. We will make a preliminary profitability assessment and guide you on in the process.
Before calling, try to have at least the following handy: your latest profit and loss statement or equivalent tax information, a list of any payments that are overdue, in collection or in foreclosure, a list of other debts and liabilities, a statement of outstanding taxes and any other contracts affecting the business.
To whom and on what terms
The service is free of charge.
The service is provided by: Certified experts (outsourced service or other contractual relationship)