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Advice on banking and insurance matters
Informative contentBanks in EU countries must open a current account for you. Insurance companies may not necessarily grant you insurance. FINE helps if problems arise.National and local agreement on terms and conditions of employment
Informative contentA collective agreement is a general settlement concerning the minimum terms and conditions of employment in an industry or type of work.Short-term and long-term financial planning
Informative contentYour company will have a continuous need for money for its working capital and sometimes also for investments. Money is particularly needed when you are launching or expanding your business.Working time, annual holidays and time off
Informative contentRegular working time may not exceed eight hours per day and 40 hours per week. You will receive 2 - 2,5 days of holiday for each month.Layoff
Informative contentA layoff is a temporary suspension of work and wage payment while the employment continues in other respects.Renting a home
Informative contentWhen renting a flat, you are expected to pay your rent as agreed, and a security deposit, or a rent guarantee, is often required as well.Information about marriage
Informative contentThe conclusion of a marriage affects the spouses’ rights and responsibilities in a number of ways.Agreements as part of business
Informative contentWhen your company does business with another company, draw up a contract. When you sell products to consumers, follow the Consumer Protection Act.Annual holiday pay and holiday bonus
Informative contentWages are paid for the holiday period. If you work part-time or you can not hold accrued holidays, you will be paid a holiday allowance.Food and hygiene
Informative contentThe safety and freshness of foods is controlled by monitoring their preparation and distribution.