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Right-of-occupancy housing

  • Service
  • Helsinki
  • Public service

Right-of-occupancy housing is State-subsidized housing. Occupants pay a right-of-occupancy fee and a regular fee comparable to rent. Applicants for right-of-occupancy housing must first apply for right-of-occupancy queuing numbers.

Do the following

You can apply to be on the waiting list from the municipality of the area you are applying a right-of-occupancy housing from. You will receive a waiting list number. When you want to use your waiting list number to apply for a right-of-occupancy housing, direct your application directly to the owner of the right-of-occupancy housing you have selected.

To whom and on what terms

An applicant for right-of-occupancy housing must be a person aged 18 or over who does not own a residence in the area that the application concerns. The applicant may also not have assets that would allow him or her to pay for at least one half of the current price of the residence the application concerns or similar. Applicants who are over 55-years-old can always apply for right-of-occupancy housing, the asset limits do not apply to them.

Right-of-occupancy housing can be applied for by persons aged 18 and older who do not own a home adequate for living in the area and have no means to acquire a home. Restrictions concerning financial means do not apply to persons aged 55 and older. The Helsinki region (Helsinki, Espoo, Vantaa, Hyvinkää, Järvenpää, Kirkkonummi, Nurmijärvi, Mäntsälä, Sipoo, Tuusula, Vihti, Kerava) form one right-of-occupancy housing area.

Background information

Right-of-occupancy is a form of housing where the residents control but do not own their homes. In addition to living expenses, the resident will pay a monthly right-of-occupancy fee, which will be paid back when the resident moves out. The refund will be adjusted according to changes in the building cost index. You cannot buy the right-of-occupancy housing to own. The housing must be your permanent home. You can sublet the right-of-occupancy housing for a maximum of two years. The subletting requires a special reason.

The service is provided by

City of Helsinki

Responsible for the service

Urban Environment Division, City of Helsinki
Text edited by: Urban Environment Division, City of Helsinki
Updated: 4/6/2023