Financial and debt counselling
- Service
- Nationwide
- Public service
Financial and debt counselling helps you with financial questions, big and small. Our services are confidential and free of charge.
Financial and debt counselling provides
- advice with all kinds of daily financial matters, such as planning your finances and keeping to a budget
- help with questions relating to debt and over-indebtedness.
A financial and debt counsellor
- helps you weigh d ...
Do the following
Read more about financial and debt matters on our website. If you wish to discuss your situation in detail with a financial and debt counsellor, please contact us in one of the following ways:
Call an office
Financial and debt counselling is available over the phone. You can find the offices’ counselling times and phone numbers through the service location listing.
Use e-services
You can use e-services at a time that is convenient for you.
Book an appointment
If you wish to meet with a financial and debt counsellor, please contact us first by phone or using e-services. You can also meet a financial and debt counsellor via video from your own device or at a municipal service point.
Visit a financial advice clinic
Financial advice clinics are a low-threshold service where you can discuss everyday financial matters with experts without an appointment. You can find an up-to-date list of financial advice clinics in the link in the right column.
Chat with us online
Discuss with an expert anonymously. You do not need to log in to use the chat. Counselling is of a general nature.
- Legal aid and public guardianship districts
E-services for financial and debt counsellingLegal aid and public guardianship districts
E-serviceNationwideWe provide counselling on financial and debt issues in the e-services. Our services are free of charge.
Narrow the list
- Legal aid and public guardianship districts
Financial and debt advisory services, Åland Legal Aid and Guardianship OfficeLegal aid and public guardianship districts
Service location16 municipalitiesÅland Legal Aid and Guardianship Office, Financial and debt advisory servicesContact information:Torggatan 16 A, 22100 Mariehamn - Legal aid and public guardianship districts
Financial and debt councelling services, Ivalo office (by appointment only)Legal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Ivalo office, financial and debt counselling servicesContact information:Sairaalantie 3 B, 99800 Ivalo - Legal aid and public guardianship districts
Financial and debt counselling services, Ähtäri office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Ähtäri office, financial and debt counselling servicesContact information:Ostolantie 17, 63700 Ähtäri - Legal aid and public guardianship districts
Financial and debt counselling services, Akaa officeLegal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Akaa office, financial and debt counselling servicesContact information:Kirkkotori 10, 37800 Akaa - Legal aid and public guardianship districts
Financial and debt counselling services, Alajärvi office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Alajärvi office, financial and debt counselling servicesContact information:Sairaalatie 3, 62900 Alajärvi - Legal aid and public guardianship districts
Financial and debt counselling services, Alavus office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Alavus office, financial and debt counselling servicesContact information:Torikatu 1, 63300 Alavus - Legal aid and public guardianship districts
Financial and debt counselling services, Forssa Office (by appointment only)Legal aid and public guardianship districts
Service location8 municipalitiesKanta-Häme Legal Aid Office, Forssa Office, Financial and debt counselling servicesContact information:Kartanonkatu 10 A, 30100 Forssa - Legal aid and public guardianship districts
Financial and debt counselling services, Hämeenlinna OfficeLegal aid and public guardianship districts
Service location8 municipalitiesKanta-Häme Legal Aid Office, Hämeenlinna Office, Financial and debt counselling servicesContact information:Wähäjärvenkatu 6, 13200 Hämeenlinna - Legal aid and public guardianship districts
Financial and debt counselling services, Hamina office (by appointment only)Legal aid and public guardianship districts
Service locationNationwideKymenlaakso Legal Aid Office, Hamina office, financial and debt counselling servicesContact information:Puistokatu 1, 3. krs, 49400 Hamina - Legal aid and public guardianship districts
Financial and debt counselling services, Helsinki officeLegal aid and public guardianship districts
Service location27 municipalitiesHelsinki Legal Aid Office, Helsinki office, financial and debt counselling servicesContact information:Porkkalankatu 13 j, 00180 Helsinki - Legal aid and public guardianship districts
Financial and debt counselling services, Huittinen office (by appointment only)Legal aid and public guardianship districts
Service location12 municipalitiesSatakunta Legal Aid Office, Huittinen office, financial and debt counselling servicesContact information:Risto Rytin katu 36, 32700 Huittinen - Legal aid and public guardianship districts
Financial and debt counselling services, Hyvinkää officeLegal aid and public guardianship districts
Service location26 municipalitiesCentral Uusimaa Legal Aid Office, Hyvinkää office, financial and debt counselling servicesContact information:Urakankatu 1 B, 05800 Hyvinkää - Legal aid and public guardianship districts
Financial and debt counselling services, Iisalmi officeLegal aid and public guardianship districts
Service location19 municipalitiesNorth Savo Legal Aid Office, Iisalmi office, financial and debt counselling servicesContact information:Pohjolankatu 6 B 3. krs, 74100 Iisalmi - Legal aid and public guardianship districts
Financial and debt counselling services, Ikaalinen office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Ikaalinen office, financial and debt counselling servicesContact information:Vanha Tampereentie 9, 39500 Ikaalinen - Legal aid and public guardianship districts
Financial and debt counselling services, Isokyrö office (by appointment only)Legal aid and public guardianship districts
Service location23 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Isokyrö office, financial and debt counselling servicesContact information:Pohjankyröntie 136, 61500 Isokyrö - Legal aid and public guardianship districts
Financial and debt counselling services, Jämsä office (by appointment only)Legal aid and public guardianship districts
Service location22 municipalitiesCentral Finland Legal Aid Office, Jämsä office, financial and debt counselling servicesContact information:Lukkoilantie 4, 42100 Jämsä - Legal aid and public guardianship districts
Financial and debt counselling services, Järvenpää office (by appointment only)Legal aid and public guardianship districts
Service location27 municipalitiesCentral Uusimaa Legal Aid Office, Järvenpää office, financial and debt counselling servicesContact information:Sibeliuksenkatu 15 B, 04400 Järvenpää - Legal aid and public guardianship districts
Financial and debt counselling services, Joensuu officeLegal aid and public guardianship districts
Service location13 municipalitiesNorth Karelia Legal Aid Office, Joensuu office, financial and debt counselling servicesContact information:Torikatu 17, 4. krs, 80100 Joensuu - Legal aid and public guardianship districts
Financial and debt counselling services, Kangasala office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Kangasala office, financial and debt counselling servicesContact information:Kuohunharjuntie 9, 36200 Kangasala - Legal aid and public guardianship districts
Financial and debt counselling services, Kankaanpää office (by appointment only)Legal aid and public guardianship districts
Service location12 municipalitiesSatakunta Legal Aid Office, Kankaanpää office, financial and debt counselling servicesContact information:Keskuskatu 42, 38700 Kankaanpää - Legal aid and public guardianship districts
Financial and debt counselling services, Kannus office (by appointment only)Legal aid and public guardianship districts
Service location23 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Kannus office, financial and debt counselling servicesContact information:Asematie 1, 69100 Kannus - Legal aid and public guardianship districts
Financial and debt counselling services, Kauhajoki office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Kauhajoki office, financial and debt counselling servicesContact information:Topeeka 24, 61800 Kauhajoki - Legal aid and public guardianship districts
Financial and debt counselling services, Kauhava office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Kauhava office, financial and debt counselling servicesContact information:Kauppatie 109, 62200 Kauhava - Legal aid and public guardianship districts
Financial and debt counselling services, Kaustinen office (by appointment only)Legal aid and public guardianship districts
Service location23 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Kaustinen office, financial and debt counselling servicesContact information:Kappelintie 13, 69600 Kaustinen - Legal aid and public guardianship districts
Financial and debt counselling services, Kemi officeLegal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Kemi office, financial and debt counselling servicesContact information:Valtakatu 39, 94100 Kemi - Legal aid and public guardianship districts
Financial and debt counselling services, Kemijärvi office (by appointment only)Legal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Kemijärvi office, financial and debt counselling servicesContact information:Kirkkokatu 16, 2. krs, 98100 Kemijärvi - Legal aid and public guardianship districts
Financial and debt counselling services, Kittilä office (by appointment only)Legal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Kittilä office, financial and debt counselling servicesContact information:Valtatie 60, 99100 Kittilä - Legal aid and public guardianship districts
Financial and debt counselling services, Kokemäki office (by appointment only)Legal aid and public guardianship districts
Service location12 municipalitiesSatakunta Legal Aid Office, Kokemäki office, financial and debt counselling servicesContact information:Tulkkilantie 27 A, 32800 Kokemäki - Legal aid and public guardianship districts
Financial and debt counselling services, Kokkola officeLegal aid and public guardianship districts
Service location22 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Kokkola office, financial and debt counselling servicesContact information:Vaasantie 6 C, 67100 Kokkola - Legal aid and public guardianship districts
Financial and debt counselling services, Kotka officeLegal aid and public guardianship districts
Service location7 municipalitiesKymenlaakso Legal Aid Office, Kotka office, financial and debt counselling servicesContact information:Vuorikatu 5 C, 48100 Kotka - Legal aid and public guardianship districts
Financial and debt counselling services, Kouvola OfficeLegal aid and public guardianship districts
Service location7 municipalitiesKymenlaakso Legal Aid Office, Kouvola Office, financial and debt counselling servicesContact information:Kauppalankatu 43 C, 45100 Kouvola - Legal aid and public guardianship districts
Financial and debt counselling services, Kuopio officeLegal aid and public guardianship districts
Service location19 municipalitiesNorra Savolax Legal Aid Office, Kuopio office, financial and debt counselling servicesContact information:Asemakatu 7, 70100 Kuopio - Legal aid and public guardianship districts
Financial and debt counselling services, Kurikka office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Kurikka office, financial and debt counselling servicesContact information:Kärrytie 1, 61300 Kurikka - Legal aid and public guardianship districts
Financial and debt counselling services, Lahti officeLegal aid and public guardianship districts
Service location9 municipalitiesPäijänne Tavastia Legal Aid Office, Lahti office, financial and debt counselling servicesContact information:Kirkkokatu 12 A, 5. krs, 15140 Lahti - Legal aid and public guardianship districts
Financial and debt counselling services, Laihia office (by appointment only)Legal aid and public guardianship districts
Service location23 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Laihia office, financial and debt counselling servicesContact information:Laihiantie 50, 66400 Laihia - Legal aid and public guardianship districts
Financial and debt counselling services, Lappajärvi office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Lappajärvi office, financial and debt counselling servicesContact information:Kärnäntie 11, 62600 Lappajärvi - Legal aid and public guardianship districts
Financial and debt counselling services, Lappeenranta legal aid officeLegal aid and public guardianship districts
Service location9 municipalitiesLappeenranta legal aid office, Financial and debt counselling servicesContact information:Villimiehenkatu 2, 53100 Lappeenranta - Legal aid and public guardianship districts
Financial and debt counselling services, Lapua office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Lapua office, financial and debt counselling servicesContact information:Virastokatu 1, 62100 Lapua - Legal aid and public guardianship districts
Financial and debt counselling services, Lempäälä office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Lempälä office, financial and debt counselling servicesContact information:Manttaalitie 15, 37500 Lempäälä - Legal aid and public guardianship districts
Financial and debt counselling services, Maalahti office (by appointment only)Legal aid and public guardianship districts
Service location23 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Maalahti office, financial and debt counselling servicesContact information:Malminkatu 5, 66100 Maalahti - Legal aid and public guardianship districts
Financial and debt counselling services, Mänttä-Vilppula office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Mänttä-Vilppula office, financial and debt counselling servicesContact information:Seppälän puistotie 15, 35800 Mänttä - Legal aid and public guardianship districts
Financial and debt counselling services, Mikkeli officeLegal aid and public guardianship districts
Service location12 municipalitiesSouth Savo Legal Aid Office, Mikkeli office, financial and debt counselling servicesContact information:Jääkärinkatu 10 B 2. krs, 50100 Mikkeli - Legal aid and public guardianship districts
Financial and debt counselling services, Muonio office (by appointment only)Legal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Muonio office, financial and debt counselling servicesContact information:Yrjö Kokontie 4, 99300 Muonio - Legal aid and public guardianship districts
Financial and debt counselling services, Närpiö office (by appointment only)Legal aid and public guardianship districts
Service location23 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Närpiö office, financial and debt counselling servicesContact information:Kirkkotie 2, 64200 Närpiö - Legal aid and public guardianship districts
Financial and debt counselling services, Nokia office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Nokia office, financial and debt counselling servicesContact information:Harjukatu 23, 37100 Nokia - Legal aid and public guardianship districts
Financial and debt counselling services, Orivesi office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Orivesi office, financial and debt counselling servicesContact information:Keskustie 23, 35300 Orivesi - Legal aid and public guardianship districts
Financial and debt counselling services, Oulu officeLegal aid and public guardianship districts
Service location17 municipalitiesOulu Legal Aid Office, Oulu office, financial and debt counselling servicesContact information:Sepänkatu 5 A, 90100 Oulu - Legal aid and public guardianship districts
Financial and debt counselling services, Parkano office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Parkano office, financial and debt counselling servicesContact information:Parkanontie 37, 39700 Parkano - Legal aid and public guardianship districts
Financial and debt counselling services, Pello office (by appointment only)Legal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Pello office, financial and debt counselling servicesContact information:Kunnantie 4, 95700 Pello - Legal aid and public guardianship districts
Financial and debt counselling services, Pietarsaari office (by appointment only)Legal aid and public guardianship districts
Service location22 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Pietarsaari office, financial and debt counselling servicesContact information:Kanavapuistikko 1, 68600 Pietarsaari - Legal aid and public guardianship districts
Financial and debt counselling services, Porvoo office (by appointment only)Legal aid and public guardianship districts
Service location27 municipalitiesItä-Uusimaa Legal Aid Office, Porvoo office, financial and debt counselling servicesContact information:Tulliportinkatu 1, 06101 Porvoo - Legal aid and public guardianship districts
Financial and debt counselling services, Rovaniemi officeLegal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Kemi office, financial and debt counselling servicesContact information:Ruokasenkatu 4 B, 96200 Rovaniemi - Legal aid and public guardianship districts
Financial and debt counselling services, Ruovesi office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Ruovesi office, financial and debt counselling servicesContact information:Ruovedentie 30, 34600 Ruovesi - Legal aid and public guardianship districts
Financial and debt counselling services, Sastamala office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Sastamala office, financial and debt counselling servicesContact information:Puistokatu 11, 38200 Sastamala - Legal aid and public guardianship districts
Financial and debt counselling services, Savonlinna officeLegal aid and public guardianship districts
Service location12 municipalitiesSouth Savo Legal Aid Office, Savonlinna office, financial and debt counselling servicesContact information:Tottinkatu 9, 57130 Savonlinna - Legal aid and public guardianship districts
Financial and debt counselling services, Seinäjoki officeLegal aid and public guardianship districts
Service location17 municipalitiesSouth Ostrobothnia Legal Aid Office, Seinäjoki office, financial and debt counselling servicesContact information:Juhonkatu 4, 60320 Seinäjoki - Legal aid and public guardianship districts
Financial and debt counselling services, Sodankylä officeLegal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Sodankylä office, financial and debt counselling servicesContact information:Ojennustie 9, 99600 Sodankylä - Legal aid and public guardianship districts
Financial and debt counselling services, Tampere office, Pirkanmaa Legal Aid Office,Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Tampere office, financial and debt counselling servicesContact information:Häkiläpolku 1, 33100 Tampere - Legal aid and public guardianship districts
Financial and debt counselling services, Teuva office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesSouth Ostrobothnia Legal Aid Office, Teuva office, financial and debt counselling servicesContact information:Porvarintie 26, 64700 Teuva - Legal aid and public guardianship districts
Financial and debt counselling services, Utsjoki office (by appointment only)Legal aid and public guardianship districts
Service location21 municipalitiesLapland Legal Aid Office, Utsjoki office, financial and debt counselling servicesContact information:Luossa 1 b, 99980 Utsjoki - Legal aid and public guardianship districts
Financial and debt counselling services, Vaasa officeLegal aid and public guardianship districts
Service location22 municipalitiesCentral Ostrobothnia and Ostrobothnia Legal Aid Office, Vaasa office, financial and debt counselling servicesContact information:Korsholmanpuistikko 43, 65100 Vaasa - Legal aid and public guardianship districts
Financial and debt counselling services, Valkeakoski office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Valkeakoski office, financial and debt counselling servicesContact information:Sääksmäentie 2, 37600 Valkeakoski - Legal aid and public guardianship districts
Financial and debt counselling services, Vantaa officeLegal aid and public guardianship districts
Service location27 municipalitiesItä-Uusimaa Legal Aid Office, Vantaa office, financial and debt counselling servicesContact information:Vernissakatu 4, 01300 Vantaa - Legal aid and public guardianship districts
Financial and debt counselling services, Viitasaari office (by appointment only)Legal aid and public guardianship districts
Service location22 municipalitiesCentral Finland Legal Aid Office, Viitasaari office, financial and debt counselling servicesContact information:Keskitie 10, 44500 Viitasaari - Legal aid and public guardianship districts
Financial and debt counselling services, Virrat office (by appointment only)Legal aid and public guardianship districts
Service location13 municipalitiesPirkanmaa Legal Aid Office, Virrat office, financial and debt counselling servicesContact information:Pääskyntie 2-4, 34800 Virrat - Legal aid and public guardianship districts
Financial and debt counselling, Äänekoski officeLegal aid and public guardianship districts
Service location22 municipalitiesCentral Finland Legal Aid Office, Äänekoski office, financial and debt advisory servicesContact information:Kotakennääntie 3, 44100 Äänekoski - Legal aid and public guardianship districts
Financial and debt counselling, Eura office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesRauma Legal Aid Office, Eura office, financial and debt counselling servicesContact information:Sorkkistentie 10, 27510 Eura - Legal aid and public guardianship districts
Financial and debt counselling, Jyväskylä officeLegal aid and public guardianship districts
Service location22 municipalitiesCentral Finland Legal Aid Office, Jyväskylä office, financial and debt advisory servicesContact information:Hannikaisenkatu 47, 40100 Jyväskylä - Legal aid and public guardianship districts
Financial and debt counselling, Laitila office (by appointment only)Legal aid and public guardianship districts
Service location10 municipalitiesRauma Legal Aid Office, Laitila office, financial and debt counselling servicesContact information:Keskuskatu 30, 23800 Laitila - Legal aid and public guardianship districts
Financial and debt counselling, Loimaa office, Southwest Finland Legal Aid OfficeLegal aid and public guardianship districts
Service location27 municipalitiesSouthwest Finland Legal Aid Office, Loimaa office, financial and debt advisory servicesContact information:Vareliuksenkatu 2, 32200 Loimaa - Legal aid and public guardianship districts
Financial and debt counselling, Pori office, Satakunta Legal Aid OfficeLegal aid and public guardianship districts
Service location13 municipalitiesSatakunta Legal Aid Office, Pori office, financial and debt counselling servicesContact information:Antinkatu 12B, 28100 Pori - Legal aid and public guardianship districts
Financial and debt counselling, Rauma office, Rauma Legal Aid OfficeLegal aid and public guardianship districts
Service location10 municipalitiesRauma Legal Aid Office, Rauma office, financial and debt advisory servicesContact information:Aittakarinkatu 21 A, 26100 Rauma - Legal aid and public guardianship districts
Financial and debt counselling, Salo office, Southwest Finland Legal Aid OfficeLegal aid and public guardianship districts
Service location27 municipalitiesSouthwest Finland Legal Aid Office, Salo office, financial and debt advisory servicesContact information:Kirkkokatu 1-3 A, 24100 Salo - Legal aid and public guardianship districts
Financial and debt counselling, Turku office, Southwest Finland Legal Aid OfficeLegal aid and public guardianship districts
Service location27 municipalitiesSouthwest Finland Legal Aid Office, Turku office, financial and debt counselling servicesContact information:Eerikinkatu 40-42 A, 20100 Turku
- Legal aid and public guardianship districts
Financial advice clinicLegal aid and public guardianship districts
WebsiteNationwideA financial advice clinic is a low-threshold service where you can discuss financial matters with different professionals without an appointment. - Legal aid and public guardianship districts
Financial and debt counselling websiteLegal aid and public guardianship districts
WebsiteNationwideFinancial and debt counselling
To whom and on what terms
The services of financial and debt counselling are intended for private individuals as well as self-employed persons and private traders who carry out small-scale business activities. Financial and debt counsellors are bound by a non-disclosure obligation.
The service is provided by
Legal aid and public guardianship districtsResponsible for the service
Legal aid and public guardianship districtsBasic information
Information on fees
The service is free of charge.