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Financial and debt counselling

  • Service
  • Nationwide
  • Public service

Financial and debt counselling helps you with financial questions, big and small. Our services are confidential and free of charge.

Financial and debt counselling provides

  • advice with all kinds of daily financial matters, such as planning your finances and keeping to a budget
  • help with questions relating to debt and over-indebtedness.

A financial and debt counsellor

  • helps you weigh d ...

Do the following

Read more about financial and debt matters on our website. If you wish to discuss your situation in detail with a financial and debt counsellor, please contact us in one of the following ways:

Call an office

Financial and debt counselling is available over the phone. You can find the offices’ counselling times and phone numbers through the service location listing.

Use e-services

You can use e-services at a time that is convenient for you.

Book an appointment

If you wish to meet with a financial and debt counsellor, please contact us first by phone or using e-services. You can also meet a financial and debt counsellor via video from your own device or at a municipal service point.

Visit a financial advice clinic

Financial advice clinics are a low-threshold service where you can discuss everyday financial matters with experts without an appointment. You can find an up-to-date list of financial advice clinics in the link in the right column.

Chat with us online

Discuss with an expert anonymously. You do not need to log in to use the chat. Counselling is of a general nature.

Information on all service channels is not available in your chosen language. Change the language of the site to receive information on service channels in other languages.

To whom and on what terms

The services of financial and debt counselling are intended for private individuals as well as self-employed persons and private traders who carry out small-scale business activities. Financial and debt counsellors are bound by a non-disclosure obligation.

The service is provided by

Legal aid and public guardianship districts

Responsible for the service

Legal aid and public guardianship districts
Text edited by: Legal aid and public guardianship districts
Updated: 12/5/2023