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Debt arrangement

With a debt arrangement scheme, you can rehabilitate your company’s finances. Select the best suited method based on the form of business and the extent of financial difficulties.

Suitable methods for all company forms include 

  • preparing a payment plan
  • corporate reorganisation (early, accelerated and traditional reorganisation proceedings).

Debt adjustment for entrepreneurs is only suited for a sole trader.

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Debt arrangement options

You can choose between a number of debt arrangement options.

Debt arrangements for a trader

In a debt arrangement for a private trader, a payment programme is prepared for your private trader business and your private household.

Corporate reorganisation

The purpose of corporate reorganisation is to prepare a debt arrangement plan and to rehabilitate your company.

Phases of the reorganisation proceedings

You must apply for corporate reorganisation from a court. The administrator prepares a programme aimed at rehabilitating your business operations.

Accelerated reorganisation proceedings

The aim of the accelerated reorganisation proceedings is ensure a quicker approval of your company’s reorganisation.

Early reorganisation proceedings

If your company is threatened with insolvency, its debts can possibly be arranged in early reorganisation proceedings.

Establishing a new enterprise during and after debt arrangement

If you so wish, usually you can also start new business operations during or after debt arrangement. However, it may have its own challenges.