From an unemployed person to a student
If you are unable to find work with your current education, you can supplement your competence with additional studies or complete a fully new qualification. You can get student financial aid to support your studies, complete an apprenticeship in an employment relationship or participate in labour market training while receiving your unemployment benefit. On certain conditions, you can also study independently while receiving your unemployment benefit.
If you start studies as an unemployed jobseeker without first getting this approved by the TE Office, you may lose your entitlement to the unemployment benefit.
If you lose your entitlement to the unemployment benefit, you may be eligible for Kela's financial aid for students: student grant and student loan. A student loan is a normal bank loan for which Kela grants a State guarantee.
As a student, you are eligible for student-priced meals and various student discounts. Many areas also have student housing that you can apply to live in.
Even if you have already completed a qualification, you can receive support to completing a new vocational qualification or the matriculation examination. No limit has been set for the maximum number of months for receiving support for upper secondary studies. You must be a full-time student. After you have been admitted to an educational institution, apply to Kela for student financial aid.
Kela may grant a total of 64 months of financial aid for all your higher education studies. If you have not used all of these months for you first higher education degree, you can under some conditions use the remaining months for additional studies.
You can also apply for a normal bank loan for studies or finance your studies by working while studying.
An apprenticeship involves making a fixed-term employment contract. You can complete a vocational qualification, a further vocational qualification, a specialist vocational qualification or parts of these during the employment relationship. During the employment relationship, you will receive a salary based on the relevant collective agreement, and a daily allowance for unpaid days of studies as well as other social benefits for education.
When you wish to get involved in apprenticeship training, you must first find a suitable job for yourself. You should also discuss the possibility of getting a pay subsidy with the experts at the TE Services, and inform the employer about the pay subsidy when applying for an apprenticeship. This might encourage the company to hire you as an apprentice.
Once you have made the arrangements for the apprenticeship, contact the apprenticeship office in your region. The apprenticeship office will find an educational institution partner that matches your case and provide further guidance.
The TE Office provides education and training leading to the completion of vocational, further vocational and specialist vocational qualifications and their parts in the form of labour market training. Further and continuing professional education is also organised as labour market training. Employers also often participate in implementing the training, and use this as a platform for hiring employees.
You will receive the same unemployment benefits during labour market training as you do while you are unemployed. You can receive an increased unemployment benefit, in addition to which you may apply to your unemployment fund or Kela for compensation to pay for your meals and travel for the days when you participate in training. The TE Office can reimburse travel and accommodation costs caused by the training.
Read more about the available labour market training courses on the TE Services website. If you find a labour market training option that is suitable for you, follow the instructions on how to apply. The experts at the TE Services may also offer suitable labour training to you. If you do not apply for the offered training, you may lose your entitlement to the unemployment benefit for a fixed period or until further notice.
If you want to study while receiving your unemployment benefit, you must discuss your studies with the experts at the TE Services well before the start of the studies.
You are eligible for the benefit if your studies are part-time or short-term. Part-time studies cannot usually lead to a qualification and studying cannot usually prevent you from working. Short-term studies, on the other hand, may last for six months at the most and they must support your employment. You also have to be over 25 years of age. Neither type of studies are allowed to prevent you from accepting work or taking part in TE Services.
If you are over 25 years of age, you can also apply for the right to study independent, full-time studies for a maximum of two years while receiving your unemployment benefit. If you are granted the right, you are required to make enough progress in your studies. If you do not make enough progress, the TE Office may discontinue your right to receive an unemployment benefit while studying.
Before the start of the studies, draw up a plan on their contents, scope and duration for the expert at the TE Services. In addition, if your studies are independent full-time studies, you and your educational institution must submit the necessary forms to the TE Office two weeks before the start of the studies.