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Retiring

When you want to retire:

  1. Look into different options in advance.
  2. If you are employed, notify your employer in good time of your retirement and give notice of ending your employment within the normal period of notice.
  3. Apply for a pension well in advance of your desired pension start date. 
  4. If you continue working, apply for a separate tax card for your salary.
  5. Find out whether you are also entitled to other benefits for pensioners, such as a housing allowance.

Instructions on how to examine your own finances and save for retirement days can be found on the Vanheneminen.fi website (in Finnish).Opens in a new window.

See contents related to the topic:

Planning your retirement

You can retire on old-age pension after reaching the retirement age. It is possible to cut down work before that or continue working as a pensioner.

Amount of pension and taxation

Old-age pension typically consists of earnings-related pension. It is also possible to receive a national pension or guarantee pension.

Applying for a pension

You must always apply for a pension. You should apply for a pension about one month before the planned start date for your pension.

Subsidies and discounts for pensioners

As a pensioner, you can receive support from Kela for different situations and, with pension cards, discounts from certain services.