Crisis situations in personal finances
If you cannot pay your debts on time, contact your creditors to agree on payment arrangements with them. Otherwise, you may get a payment default entry and your debts may be transferred to enforcement. If you need help with your debt problems, contact the financial and debt counsellingOpens in a new window. or the debt line of the Guarantee FoundationOpens in a new window.. FINEOpens in a new window. can help you if you have problems with banking and insurance matters.
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If you are unable to pay your debts
If you cannot pay your debts on time, contact your creditors to agree on payment arrangements with them.
Advice on banking and insurance matters
Banks in EU countries must open a current account for you. Insurance companies may not necessarily grant you insurance. FINE helps if problems arise.