Financial support while you are in rehabilitation
When you are in rehabilitation, you have the right to financial support from Kela or your pension insurance company. This support secures your everyday living while in rehabilitation.
Kela will pay you a rehabilitation allowance when you are in rehabilitation. To get this allowance, you need a decision on your rehabilitation. This decision is made by Kela, occupational health care services, or your home municipality.
You may get rehabilitation allowance if you are aged between 16 and 67 and the purpose of the rehabilitation is that you can stay at work, go back to work or start working for the first time. Kela also offers rehabilitation to people aged over 68, even if they do not get rehabilitation allowance. The rehabilitation is usually free.
You can apply for rehabilitation allowance for the days when your rehabilitation takes at least four hours in total, including travel. The condition is that you have no other way of earning an income on that day. You have a right to partial rehabilitation allowance if your working hours have been cut by 40% due to rehabilitation.
The amount of the rehabilitation allowance is counted in the same way as the sickness allowance, and it is based on your income from work. The amount of the partial rehabilitation allowance is one half of the full allowance. If you are self-employed, your rehabilitation allowance amount is based on our annual income from work under the YEL or MYEL scheme. If you are receiving a grant, your rehabilitation allowance will be based on your income under the insurance scheme.
If you have no income at all, you can get the minimum amount of rehabilitation allowance for every working day.
A rehabilitation subsidy is a fixed-term disability pension. You can get it when your possibilities for rehabilitation are being looked at or you are already in rehabilitation.
Kela makes decisions on granting rehabilitation assistance one case at a time. The assistance supports you in finding work after rehabilitation. For example, you can receive rehabilitation assistance when you take a job or a work placement where the pay is significantly less than what you earned before.
If you have a right to unemployment allowance or labour market subsidy, you cannot get rehabilitation assistance.
Rehabilitation that you agree on with your pension insurance company is usually vocational rehabilitation. Its purpose is to get you fit to work. The pension insurance company will pay you rehabilitation allowance when you are in vocational rehabilitation. Its amount is 33% higher than your disability pension.
If you are in part-time work and in rehabilitation on a disability pension at the same time, you can get a partial rehabilitation allowance.
You can get discretionary rehabilitation assistance if your rehabilitation plan has not yet been completed or you are waiting for rehabilitation to begin. If you are on a disability pension or receiving a rehabilitation subsidy, you can also get an increase in your benefit when you are in rehabilitation.
Kela pays back some of your travel costs when you take part in rehabilitation organised by Kela. If your rehabilitation is paid for by your pension insurance company, the company pays back some of your travel costs. As a rule, these payments are based on ticket prices in public transport. You can also apply to have the cost of books and tuition fees related to your rehabilitation paid back to you.
Kela may pay back the cost of private services if it has made a decision on the services and this has been included in your rehabilitation plan. Kela will not pay the cost of rehabilitation services that you have acquired on your own.