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Student loans
Students can apply to banks for a loan for courses of full-time study once they have received an official decision on a student grant and one on a state guarantee in respect of the loan. The latter is valid for a maximum of 30 years. No security against the loan is required.
Students normally start repaying the loan when they have completed their studies. If they have difficulties repaying, they have to discuss postponement of repayment or a new arrangement with the bank.
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All of Finland
- Interest assistance on student loans
The Social Insurance Institution of Finland KELA pays the interest due on a state-guaranteed student loans in its entirety. Recipients of interest assistance are not required to reimburse.
Social Insurance Institution of Finland Kela - Student loans
How to apply a student loan, the amount of government guaranteed student loan, interest payments.
Social Insurance Institution of Finland Kela
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