Unpaid taxes and fines or other payments can be collected by debt recovery proceedings. The debt recovery authorities first try to obtain payment with a voluntary payment order. If payment is not made, however, the debt can be recovered from earnings, pensions, business income or property. As a rule, one third of a debtor's income may be recovered. The debtor can be released from debt recovery proceedings for a certain period of time under certain conditions. Debt recovery proceedings cannot last more than 15 years. If the liability was due to an offence, the maximum duration of recovery proceedings is 20 years.
All of Finland
- Delayed payment and collection link
Collection process, accumulation of recovery costs, payment arrangements and bad credit record.
Finnish Competition and Consumer Authority FCCA
- Enforcement link
Information on the activities of the enforcement authorities and on enforcement measures, such as distraints or decisions by distraint officers. Appeal procedure.
Ministry of Justice
- Complaint to a creditor/debt collection agency regarding incorrect debt collection form
The consumer may claim compensation for any financial damages suffered as a result of the creditor's or debt collection agency's incorrect action. The claim for compensation may cover refund of unjustified or unreasonable debt collection fees. The cons...
Finnish Competition and Consumer Agency FCCA