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Types of insurance
In the main, the insurance security that people in Finland have comprises insurances covered either wholly or partly by social security. This 'social insurance' includes many key insurances concerning people's wellbeing.
Society covers the costs incurred through illness, unemployment, accidents and pensions with social insurances. The employer and employee together are responsible for paying for these insurances.
Motor insurance is compulsory in Finland. It is required for all motor vehicles, caravans and trailers used in Finland.
In addition, everyone can take out private insurance to protect themselves and their family; these include life insurance, home insurance or private accident insurance.
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All of Finland
- Social insurance

Information on social security. Health insurance, unemployment insurance, accident insurance and pension insurance.
Ministry of Social Affairs and Health - Motor insurance

Motor liability insurance, compensation for damage and traffic safety.
Finnish Motor Insurers' Centre - Private insurance

Information on different types of private insurance: private pension insurance, life insurance, accident insurance and motor liability insurance
Ministry of Social Affairs and Health



