Finding a home

The type of housing people choose depends on their life situation. Part-ownership and right-of-occupancy housing are alternatives to owning property and renting. Comparisons compiled by the authorities and the banks on the advantages and disadvantages of different types of housing can be of help in choosing the right type of housing.

In addition to the type of housing, financing methods also have an impact on the costs of housing. Taking out a mortgage is a long-term solution, so the decision to take out a loan and the terms and conditions of the loan should be considered with care. The consumer authorities and banks can give advice on questions concerning financing.

Maintenance costs and expenditure on renovations can also affect the cost of housing. Different parties are responsible for paying housing management and maintenance costs depending on the type of housing. You should establish who is responsible for what before finding a place to live.

Cheap accommodation is also available for students and young people in working life. Sheltered accommodation is an alternative for people who need a lot of help in going about their daily lives.