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Financing a home
When choosing the type of housing and finding a home, it is worth finding out about the differences between various types of housing. Contracts should be examined carefully, and it is also worth looking at different financing options and their advantages and disadvantages.
Before planning to buy somewhere to live, potential buyers should familiarize themselves with the legislation on buying property, such as the validity of the purchase offer. It is also important to establish who is responsible for the costs of renovations or for any problems discovered with the building.
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All of Finland
- Home loans to consumers

Information on matters that consumers need to consider when borrowing and repaying home loans.
Federation of Finnish Financial Services - Legislation

Acts and decrees on housing types, loans and allowances, housing companies, land use.
Housing Finance and Development Centre of Finland ARA, Ministry of the Environment - A home in Finland

Housing finance and support, Arava loans, housing for special groups.
Housing Finance and Development Centre of Finland ARA, Ministry of the Environment - Buying a home and trasfer tax

If you buy an apartment, the tax known as transfer tax will be payable. Exemptions may apply if you are a first-time homebuyer.
Tax Administration
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