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The state provides support in the form of interest subsidies for basic improvements to rented and right-of-occupancy houses and conditional guarantee for housing association accommodation. Renovation work undertaken privately may be offset against tax in the form of a domestic help credit. Financial assistance may be available for repairs that remove health hazards in the home or improve its energy efficiency.

The Housing Finance and Development Centre of Finland (ARA) provides guidance in setting a budget for a house-building project and planning financing.

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