Housing and construction

In addition to the type of housing, finance options also have an impact on the costs of housing. Taking out a mortgage is a long-term solution, so the decision to take out a loan and the terms and conditions of the loan should be considered with care. The consumer authorities and banks can give advice on questions concerning financing.

Maintenance and renovations can also affect the cost of housing. Different parties are responsible for paying service charges and maintenance costs depending on the type of housing. You should establish who is responsible for what before finding a place to live.