Annual growth of housing loans increased to more than 6 per cent in December

29.01.2010

In December, households drew down new housing loans in the amount of EUR 1.2 billion, which was EUR 170 million less than in November but EUR 170 million more than in December 2008.

The average interest rate on new housing loan drawdowns fell to 2.00 per cent in December from 2.03 per cent in November. The stock of MFI housing loans to households was EUR 71.9 billion at the end of December. Thus, the annual growth rate of the stock of housing loans rose to 6.4 per cent.

The average interest rate on the stock of housing loans fell by 0.05 percentage point from November, to 2.12 per cent at the end of December.

The stock of household deposits increased by EUR 1.7 billion on November, to EUR 74.0 billion at the end of December. The average interest rate on the stock of household deposits fell from 0.83 per cent in November to 0.80 in December.

• Bank of Finland
  www.bof.fi/en/index.htm

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